The application period runs from April 11th through May 31st, 2022. Mortgage assistance program for Illinois homeowners to launch Click on the link below to get details and, if your state, district, or territory is currently accepting applications, apply. 1 0 obj Apply no. You are encouraged to apply as soon as possible. Already applied for ILHAF funds? A list of other requirements is available here. Check your local program for details . Loan interest rate is fixed at 1%. Have questions about Illinois rental, mortgage, utility, or eviction prevention legal aid? Toll Free: Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid. Check your specific program requirements based on your area. PDF Pritzker Administration Provides $15.3 Million in Home Improvement Grants Your mortgage servicer is the company that sends your mortgage statements and to which you make your mortgage payments. Application processes may vary by location. Illinois residents with a household income that does not exceed an amount determined annually by DCEO are eligible. For any other questions, see additional details below or contact a HUD-approved housing counseling agency. To find out if youre eligible and get prepared visit. The Illinois Court-Based Rental Assistance Program (CBRAP) provides funding to Illinois tenants and landlords across the state (outside of Cook County) who have pending cases in eviction court. JB Pritzker and the Illinois Housing Development . This ILHAF Resources toolkit is designed to support ILHAF stakeholders and HUD agencies with the distribution of marketing collateral for in-person and digital outreach. Illinois Homeowners Can Qualify for Up to $30K in Assistance. {%uqb.hON>Nf. The Homeowner Assistance Fund was established by the American Rescue Plan Act to help homeowners who have been financially impacted by COVID-19 with certain housing-related costs. Remember, help is free. %PDF-1.6 % WKtLS'K@.O+oQni7%MfV! PDF Pritzker Administration Announces up to $30,000 in Mortgage Relief per Depending on your area, some programs may not have enough money to help every applicant. If applicants can repay part, but not all of the costs . This program has some income-related restrictions on which homeowners will qualify to receive funding. The Illinois Homeowner Assistance Fund Program provides. hb```qB eaM! CGXe`cR q(+GP Iy\GC)C2 S+8{ jD? Use this handy palm card for at-a-glance benefits of the ILHAF program to develop grassroots awareness of emergency housing assistance throughout Illinois. Available in English and Spanish. If you need a lawyer, you may qualify for free legal services through your local bar association or legal aid. Grants have a lifetime limit of $10,000. Illinois Emergency Homeowner Assistance Fund Is Not Accepting Something went wrong while submitting the form. IHDA has a proven track record over the past decade in providing help to homeowners struggling to pay their housing expenses in the midst of economic strife.. Website by. HAF Plans | U.S. Department of the Treasury We are getting to the end of the pandemic, but there are still a lot of families that are still experiencing the after-effects and want to get caught up on their bills and this program is good timing because people are now able to move forward and get caught up on their mortgage and get on with life, said James Jones, Housing Manager at Rock Island Economic Growth Corporation, Sometimes you can get behind on your budget in life and that happens to a lot of families here in the Quad Cities and the surrounding area and so the need is basically understanding where you are and where you want to be when it comes to your finances.. Some state HAF programs may require a servicer to pause foreclosure activity. If you qualify,wecan help you with the application process. If you need rental assistance but are not in a court proceeding, help is still available through the Illinois Department of Human Services (IDHS). {6E~Qj=zrPO_WtgO/&wEuv\N^DdUq ].b,9vU>lZ>eOvxw-vRrXd aao`u,a.a? Available in English and Spanish. It is generally unnecessary and often illegal for a company to charge you upfront with a promise to help you get mortgage relief. The Illinois Homeowner Assistance Fund Program provides direct financial assistance to prevent mortgage delinquencies, defaults, displacements, and foreclosures for income-eligible homeowners experiencing pandemic-related hardships. Mortgage Resource Toolkit Homeowners are strongly encouraged to either watch the videos on this page or attend a webinar. Do I have other options if I am not approved for HAF? Pritzker Administration Launches $309 Million Assistance Program for The fund, which totals $309 million, is designed to help struggling. To learn about your program, visit this site and select the appropriate state, district, or territory on the map. If you are otherwise eligible for HAF, you can still apply for HAF even if the foreclosure process has started. Find a housing counselor near you. The Illinois Rental Payment Program is now closed for new application. All rights reserved. 'nff`] 7; H3"@ $ Services are also available in American Sign Language for individuals who are Deaf, Deaf-Blind, and hard of hearing. Provider agencies can also help you find assistance with utility bills, free legal aid, and additional services.Apply for rental assistance and explore additional support by contacting a service provider near you.. The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. If you are still unsure about whether or not you have to repay any assistance you receive, contact a HUD-approved housing counseling agency. Housing Opportunity Development Corporation (HODC) is a community-based nonprofit developer of affordable housing founded in 1983. 244 0 obj <>/Filter/FlateDecode/ID[<8D1A90AF9EF81F40AC24A38E3A94834B>]/Index[221 39]/Info 220 0 R/Length 110/Prev 216178/Root 222 0 R/Size 260/Type/XRef/W[1 3 1]>>stream Copyright 2022 WIFR. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $30,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity while homeowners work HAF funds are used for qualified expenses that assist homeowners having incomes equal to or less than the greater of 150 percent of the area median income for their household size, or the median income for the United States, as determined by the Secretary of Housing and Urban Development. The program is funded through the Illinois Affordable Housing Trust Fund which is funded from a portion of Illinois' receipts of real estate transfer 3 0 obj Gov. $387M in Mortgage Relief Available to Illinois Homeowners Programs were also developed by Tribes (or their Tribally Designated Housing Entity), the Department of Hawaiian Home Lands, and the District of Columbia. They may also try to charge you for applying to a free program. This site is intended to help guide Illinoisans in need of emergency housing assistance due to financial hardship caused by the COVID-19 pandemic. 221 0 obj <> endobj Wecan help you find out if you qualify for emergency assistance funds. The programs goal is to prevent: The HAF program available to you will depend on your area. For example, if Fannie Mae or Freddie Mac backs your mortgage, your servicer is generally required to pause foreclosure activities for up to 60 days once your HAF program has notified them of your application. Illinois homeowners experiencing financial hardship associated with the COVID-19 pandemic can apply for a housing assistance grant of up to $30,000. This is something that we assisted with in 2020 with an emergency mortgage assistance so we anticipate a lot of people in need. Other government agencies, such as FHA, VA, and USDA, strongly encourage servicers to pause the foreclosure process once they have been notified that a borrower has applied for HAF or been approved for assistance but do not require it. Los destinatarios elegibles NO tienen que devolver el dinero. The Illinois Homeowner Assistance fund provides up to $30,000 in assistance. Homeowner Assistance Fund (HAF) Income Limits are used for determining eligibility for HAF funds. Enter your email below to be notified for program updates. You will needthese documentsduring the application process. Please continue to check back for updates and information about future programs or resources that may become available. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601, The ILHAF team is currently reviewing and processing applications for assistance. Provider agencies will help you determine eligibility, walk you through the application process, and help you submit your application. If you have already submitted an application, you may check your status by logging into your ILHAF account here. Check with your HAF program to see if they have notified your servicer. Illinois Homeowner Assistance Fund to launch in April 2022, Flood Latest, Mississippi River At Crest Level, 6p. call (855) 631-0811. The Illinois Homeowner Assistance fund provides up to $30,000 in assistance. The program is funded through an appropriation from the federal American Rescue Plan Act and can be used for past-due mortgage payments and up to three months of future payments. Homeowners who own and occupy their property as their primary residence. ILHAF applicants will see one of these possible status updates during the review process: If you have any questions about one of the above statuses, please contact ILHAF customer relations at 866-454-3571, or send an email to hafquestions@ihda.org. You can customize your search based on your specific needs, budget, and desired location.The service is also available through a toll-free, bilingual call center at (877) 428-8844. If you do not meet the eligibility requirements for HAF and are still concerned about losing your home, there may be other options available to you. Full title service is required if the total outstanding balance on Section 504 loans is greater than $25,000. How will I receive the aid if I am approved? Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. Depending on who owns your mortgage, the foreclosure process could be paused while you are in the HAF application process, and if you are approved, the money could be used to bring your mortgage current and stop foreclosure altogether. The program is administered by the Illinois Housing Development Authority (IHDA). If you have any questions, please contact the ILHAF call center at (866) 454-3571. Application submission does not guarantee you will receive financial assistance. The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance!. To be eligible, homeowners must be at-or-below 80 percent of the Area Median . Est en riesgo de perder su casa? Averige si es elegible para recibir hasta $60,000 en asistencia federal en IllinoisHousingHelp.org. Single Family Housing Repair Loans & Grants in Illinois Provide immediate housing stability for up to three prospective months, if deemed necessary. The Illinois Emergency Homeowner Assistance Fund overseen by IHDA is a federally-funded program that is dedicated to assist Illinois homeowners who have struggled to pay their mortgage because of . Qualified applicants will have payments made directly to mortgage servicers, taxing bodies or others. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners at risk of default, foreclosure, or displacement due to financial hardship caused by the COVID-19 pandemic. Applications will be accepted starting November 1, 2022. *Applications past initial review and going through additional processing such as Quality Control (QC), duplication of benefits, supervisory review, etc. If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. Here's How to Apply Those in areas that have been disproportionately impacted by the pandemic will be prioritized, according to. If you are unsure if something is a scam, contact a HUD-approved housing counseling agency. You can contact Rock Island Economic Growth Corporation by calling (309)-788-6311 or by visiting their website. PDF Pritzker Administration Announces up to $30,000 in Housing - Illinois Delinquency statement, including but not limited to a mortgage statement, property tax statement, insurance statement, or HOA/Condo Association statement. Proof of identification, including but not limited to a drivers license, state ID, permanent residency card or other form of ID. Lawmakers announced the relief program for homeowners affected by the pandemic in February. See below for information on the rent, mortgage, utility, and legal assistance programs currentlyavailable. Find Your Servicer To See What You Qualify For, Protections for Reverse Mortgage Borrowers, contact a HUD-approved housing counseling agency, Learn about some potential options for making up missed mortgage payments, Mortgage issues like delinquencies, defaults, or foreclosures, Loss of power services or other home utilities, Homeowners being displaced and losing the ability to live in their home. Applications will be accepted beginning Monday, Dec. 6 through Sunday, Jan. 9, 2022. endobj They are compatible with all social media platforms. PROGRAM DESIGN ELEMENT #1: Mortgage Reinstatement Program . All Rights Reserved. Find out about resources for free legal assistance and housing counseling, as well as sign up for a waiting list for potential future funding rounds, . Homeowners who are past due on their mortgage or property tax payments. ILHAF | Open Communities | Evanston Illinois Homeowners Can Qualify for Up to $30K in Assistance. Here's If you are part of a Tribe or live on tribal lands, you can reach out to your affiliate tribal government to see what HAF resources may be available.